Home Pixel Term of Use
SECTION 1: OVERVIEW
The website https://homepixel.net, along with Home Pixel (“Home Pixel”), is developed, owned, and operated by FPT AdTrue Joint Stock Company (“The Company” or “AdTrue”).
These Terms of Use set out the general principles and conditions for user activities on Home Pixel. Home Pixel is committed to ensuring your activities align with legal regulations. By specifying both your rights and obligations as well as those of Home Pixel, we aim to provide a dynamic and safe interactive environment, ensuring compliance with legal standards. This policy adheres to the 2015 Cybersecurity Law, Decree 13/2023/ND-CP on personal data protection, and other relevant Vietnamese legal regulations.
The provisions in this Terms of Use are publicly available on the website https://homepixel.net and the Home Pixel investment platform. They form a complete agreement between you and the Company, as well as with other users, regarding all activities on Home Pixel.Prior to engaging in any activities on the Home Pixel platform, you are required to carefully read, fully understand, and expressly agree to all terms and conditions set forth herein. By clicking the "Agree" button, you acknowledge and accept the entirety of these Terms of Use, which shall constitute a legally binding agreement between you and the Company, with the same legal effect as a written and signed contract.
You further acknowledge and agree that the Company reserves the right to unilaterally amend, supplement, or update these Terms of Use at any time, without prior consultation or consent from users, for the purpose of ensuring compliance with applicable laws and internal regulatory requirements as may be amended from time to time. Any modifications, updates, or supplements to these Terms of Use shall take immediate effect upon being made available on the platform. Your continued access to or use of the Home Pixel platform following such changes shall be deemed as your acceptance of the revised Terms of Use. If you do not agree with any provision of these Terms of Use, or any subsequent modifications, you must discontinue the use of the platform immediately.
Failure to adhere to the terms below may result in full legal and financial liability to the Company, third parties, or as required by law.
SECTION 2: GENERAL TERMS
I. DEFINITIONS
- Terms of Use: This document, which applies to everyone who accesses or uses Home Pixel.
- Contract: A legal agreement between the Client and the Company made through Home Pixel. All transactions must use the Company’s standard contract template to ensure legal validity.
- User / You: Anyone who accesses or uses Home Pixel.
- Customer: A User who enters into a Contract with the Company via Home Pixel..
- Personal Data: Any information (such as name, ID, contact info, images, etc.) that identifies or relates to a specific person.
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Basic Personal Data includes:
- Full legal name and aliases (if any)
- Date of birth
- Gender
- Place of birth, place of registration, permanent and temporary residence, current address, place of origin, contact address
- Nationality
- Photographs of the individual
- Phone number, ID card number, personal ID number, passport number, tax code, ID card image
- Bank account information, digital activity history
- Email address
- Sensitive Personal Data includes: biometric details, financial information, bank transactions, and location data.
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Private Personal Data refers to personal data related to an individual's privacy, including:
- Information related to an individual's physical attributes or unique biometric characteristics;
- Details on payment accounts, debit card information, investment assets, and banking transactions;
- Location data of individuals determined through location-based services.
- Other categories of personal data as prescribed by applicable laws.
- “Active Account” refers to the User account registered on Home Pixel, in accordance with the conditions, procedures, and user registration policies issued by the Company from time to time.
- "Personal Data Processing” refers to one or more operations performed on personal data, including but not limited to: collection, recording, analysis, verification, storage, modification, disclosure, combination, access, retrieval, revocation, encryption, decryption, duplication, sharing, transmission, provision, transfer, deletion, destruction, or any other relevant actions.
- “Automated Personal Data Processing” refers to the processing of personal data using electronic means to assess, analyze, or predict an individual’s behaviors—such as habits, preferences, reliability, actions, locations, trends, capabilities, and other related aspects.
- “Transaction” refers to all actions performed by the Customer on Home Pixel through the management features and functionalities developed and provided by the Company.
- “Authentication Methods” are the verification mechanisms employed by the Company to confirm a user’s identity. These may include, but are not limited to, one-time passwords (OTP), login credentials, biometric identifiers, or any other authentication methods permitted under applicable laws.
- “Products - Services” refers to the products and services provided by the Company to the Customer on Home Pixel, as outlined in the contract between the Customer and the Company.
II. PROHIBITED ACTIVITIES
The following actions are strictly prohibited on the Home Pixel website and platform:
- Posting illegal or inappropriate content that violates the law or public morality.
- Engaging in illegal activities or violating the terms of use outlined here.
- Fraudulent activities, including providing false information, impersonating others, or engaging in scams.
- Any violations may result in account suspension, legal action, or other consequences.
SECTION 3: TRANSACTION RULES ON HOME PIXEL
- General Rules for All Users:
1.1 Eligibility: To use Home Pixel's Products and Services, users must meet the requirements set by the Company, including being at least 18 years old and holding Vietnamese nationality.
1.2 Accurate Information: Users must provide complete and accurate personal data during account registration and contract agreements. Users are responsible for the truthfulness and accuracy of the information provided.
1.3 Updating Information: Users must update their personal data whenever there are changes, according to the Company’s procedures.
1.4 Transaction Selection: Users can choose transactions based on their needs and capabilities, and enter into agreements with the Company accordingly.
1.5 Reporting Violations: Users must report any violations on Home Pixel, providing valid evidence, for the site administration to handle.
1.6 Account Security: Users are responsible for securing their accounts. Passwords must not be shared with others. If a user loses their password, they are responsible for any damages caused.
1.7 Legal Responsibility: Users are responsible for any actions taken on their account. Fraudulent or illegal activity can result in account suspension or termination, and users may be held liable for damages.
1.8 Compliance: Users must comply with the Company's policies and applicable laws, and should not engage in or encourage any violations.
1.9 Prohibited Activities: Users must not use the platform for illegal activities.
1.10 Authentication Requirements: Certain transactions may require users to complete additional authentication steps.
1.11 Investment Planning: Users should provide accurate information in the financial planning system to receive proper investment recommendations.
1.12 Following Instructions: Users must follow the Company’s guidelines for completing transactions as communicated on Home Pixel or via their account.
- Regulations for Customers
In addition to complying with general user rules, customers have the following rights and obligations:
2.1. The Company will guide customers on the conditions and procedures for finding and using products and services that suit their needs.
2.2. Customers are entitled to use Home Pixel’s portal services, management consultancy, and other utilities provided by the Company to search for and access the products and services offered by the Company, and to conduct transactions and contracts that align with their needs and conditions.
2.3. Customers can access and use the products and services provided by the Company and other services through Home Pixel at any given time.
2.4. The bank account provided by the customer to the Company must be the customer’s own account, into which the capital contributions and profits from business cooperation with the Company will be transferred.
2.5. Customers are fully responsible before the Company and the law for the contracts and transactions they enter into through Home Pixel.
2.6. Customers must pay any fees (if applicable) as per the Company’s regulations and the contract signed between the parties.
- Company’s Responsibilities
3.1. The Company has the right to amend these Terms of Use or modify any feature of Home Pixel at any time to comply with legal requirements and its internal policies.
3.2. The Company does not manage or control the outcomes of investment activities.
3.3. The Company is not responsible for any violations of these Terms caused by situations beyond its reasonable control.
3.4. The Company may terminate cooperation and suspend a customer’s account if the customer breaches their obligations under these Terms or the signed contract. Once the Company notifies the customer of the account suspension, it is not responsible for resolving any issues related to that account.
3.5. The Company is not liable if the user/customer does not follow the provided guidelines or fail to update their information on Home Pixel as instructed by the Company.
3.6. The Company reserves the right to cancel or replace a transaction if the user/customer does not follow the Company’s instructions or makes a mistake in the transaction.
3.7. The Company may freeze or limit features of a customer’s account in case of technical issues, fraud detection, or suspicious activities such as money laundering or terrorist financing. Once the issue is resolved, the account restrictions will be lifted.
3.8. The Company may restrict a customer’s account usage (including temporary suspension) with prior notice through email, SMS, phone calls, or notifications on Home Pixel. Once verified and cleared of any violations, the account will be restored to full functionality.
- Dispute Resolution and Complaints
In case of any disputes between you and other users on Home Pixel, or complaints about the Company's policies, the Company will resolve them as follows:
4.1. If you register and create an account on Home Pixel, and the Company provides you access to use some or all services, any disputes during your use will be resolved according to the laws of the Socialist Republic of Vietnam.
4.2. Any complaints arising from these Terms of Use must be submitted within 03 (three) months from the violation date. Complaints and compensation will only be considered if you have provided accurate and complete personal information when registering your account.
4.3. For disputes between you and other users or between you and the Company, the Company will resolve them based on the information recorded in the system. The Company will protect the rights of users who have provided full and accurate information.
4.4. If any part of these Terms conflicts with the law and is declared invalid by a court, that part will be modified to comply with the law, but the remaining provisions will still be valid.
SECTION 4: PERSONAL DATA PROTECTION POLICY
- User Rights in Relation to Personal Data Protection
1.1 Users have the right to be informed of the processing activities (including automated processing) related to their personal data, as stipulated in these Terms of Use and/or in the notifications provided by Home Pixel. By continuing to use the platform, the User acknowledges that they have read, understood, and agreed to such processing activities.
1.2 Users have the right to access their Active Account to view, update, or request corrections to their personal data.
1.3 Users may withdraw their consent to data processing, request restrictions on processing, object to data processing, or request the Company to provide their personal data by contacting the Company directly via the official customer support contact information published on the Home Pixel platform.
1.4 Users may request the deletion of their personal data by selecting the “Delete Account” feature made available by the Company on Home Pixel and following the instructions as published on the platform.
1.5 Users have the right to file complaints, denunciations, initiate lawsuits, or claim compensation in the event of a breach of personal data protection regulations as set forth in these Terms of Use.
1.6 Users have the right to protect their personal data in accordance with the provisions of the Civil Code, relevant laws, or by requesting the assistance of competent authorities to enforce civil rights as regulated under the law.
1.7 Users shall also be entitled to other rights related to the protection of personal data in accordance with the applicable laws and regulations.
- Obligations of the User
2.1 Proactively protect their own Personal Data and have the right to request the Company to implement appropriate measures to safeguard such data in accordance with applicable regulations.
2.2 Respect and protect the Personal Data of other Users on the Home Pixel platform.
2.3 Provide complete, truthful, and accurate information regarding their Personal Data throughout the use of the services.
2.4 Strictly comply with the legal provisions on personal data protection; actively participate in the prevention and combat of any violations related to data protection regulations.
2.5 Fulfill all other obligations as stipulated by applicable laws.
- User Consent for Data Processing
The User's consent for the processing of personal data on Home Pixel is expressed by the User choosing the “Agree” box and clicking the confirmation button indicating that they have read and understood the contents of the Personal Data Protection Policy as outlined in these Terms of Use and/or by clicking the “Agree” button to proceed with the data processing notices displayed by the Company on the screen when using Home Pixel.
- Company’s Responsibilities in Protecting Personal Data
4.1 The Company will use and process personal data in accordance with these Terms and applicable laws.
4.2 The Company provides a communication channel for Users to submit personal data-related requests, as outlined in Section 1 of these Terms.
4.3 The Company ensures the confidentiality of Users' personal data in compliance with these Terms and relevant laws.
4.4 The Company will take necessary steps to protect personal data as required by law.
4.5 The Company is responsible for any damage caused by the processing of personal data.
4.6 The Company will delete Users’ personal data once processing is complete or at the User’s request, unless required by law to keep it or for fraud prevention, identity verification, or resolving contract issues.
4.7 The Company is liable for damages caused by personal data processing.
4.8 The Company will comply with all other rights and obligations under applicable laws.
- Collection of Personal Data
5.1 The Company collects Users' personal data in compliance with these Terms and applicable laws.
5.2 The Company collects personal data from Users using the following methods:
5.2.1 Users provide personal data by completing forms when registering an account or using other features on Home Pixel.
5.2.2 Users share data directly with the Company through customer support channels, participating in promotions, contests, events organized by the Company, or interacting on the Company’s social media platforms.
5.2.3 The Company uses biometric identification methods for personal recognition.
5.2.4 Data is collected through Home Pixel’s software, website, and platform features, including transaction details, payment information, device data, user activity, product interactions, and communication data from Home Pixel’s support system.
5.2.5 The Company may also collect data from third-party partners, such as marketing service providers, media companies, payment intermediaries, credit institutions, securities firms, and asset management companies, in accordance with the law.
- Use and Processing of Personal Data
6.1 The Company ensures that the personal data collected from Users is used and processed in accordance with these Terms and applicable laws.
6.2 The Company may use, combine, and process Users' personal data for the following purposes ("Purpose"):
6.2.1 To verify Users' identity and authenticate personal information using electronic customer identification solutions and/or other valid authentication methods.
6.2.2 To recommend and provide Products and Services to Users.
6.2.3 To introduce new services and features of Home Pixel.
6.2.4 To perform customer service activities on Home Pixel.
6.2.5 To market and advertise Home Pixel and/or associated advertising, marketing, and promotional entities.
6.2.6 To introduce promotions, communication programs, products, and services on Home Pixel.
6.2.7 To support contract signing and transaction execution on Home Pixel.
6.2.8 To assist with transactions on Home Pixel.
6.2.9 To manage User activities and account administration on Home Pixel.
6.2.10 To resolve any queries or complaints arising from Users' use of Home Pixel.
6.2.11 To assess, research, and measure the relevance and interest between consumer behavior and products/services on Home Pixel or those of the Company's partners, in order to develop new products/services on Home Pixel and those of Company affiliates or collaborators that may suit the Users’ needs.
6.2.12 To prevent fraudulent activities, counterfeiting, damage to property, and violations of law on Home Pixel.
- Transfer and Disclosure of Personal Data
The Company may share Personal Data with various parties to fulfill the Purposes outlined, including:
7.1 With the Company, its parent company, subsidiaries, or authorized shareholders involved in the business operations, products, and services of Home Pixel.
7.2 With service providers.
7.3 With advertising, marketing, communication service providers, or those owning marketing platforms and affiliate networks.
7.4 With payment intermediaries, commercial banks where Users or the Company hold payment accounts for deposit/withdrawal activities.
7.5 With consulting and market research firms.
7.6 With data processing entities that have signed contracts with the Company.
7.7 With messaging service providers.
7.8 With authorized government agencies in accordance with legal regulations.
- Storage and Deletion of Personal Data
8.1 Personal Data will be stored in the database and periodically backed up. The system will encrypt sensitive Personal Data to ensure its security.
8.2 Personal Data will be stored by the Company for the duration of the User's use of Home Pixel. After the User's account is locked or deleted due to violations, fraud, or impersonation, or during the data processing period, the data will be secured in accordance with legal regulations.
8.3 The Company is not responsible for unauthorized access to the User's Personal Data in cases where the User voluntarily shares information with others.
8.4 The Company will delete data upon the User's request for all collected Personal Data or after the purpose of data processing is completed, or when the Personal Data is no longer required for the stated purpose, unless required by law or the Company must store it to prevent fraud, impersonation, or to resolve contractual obligations related to violations, fraud, or impersonation.
8.5 The retention period of information is 2 to 10 years, depending on the type of data stored, in compliance with current legal regulations.
- Transfer of Personal Data Abroad
For the purposes of processing personal data as stated in Section 6 of these Terms of Use, the Company may need to transfer the User's Personal Data to parties mentioned in Section 7 of these Terms of Use, located in countries outside of Vietnam. When transferring/sharing personal data abroad, the Company will require the receiving party to ensure that the transferred Personal Data is secure, protected, and complies with the applicable laws of Vietnam.
- Duration of Personal Data Processing
Personal data of the User will be processed from the moment it is collected into the Company’s system and/or its partners and/or third parties involved in the data processing, until the User or the Company has fulfilled all obligations related to the Contract. Processing will continue until the User requests the deletion of their personal data or withdraws consent. The User acknowledges and agrees that data processing aimed at preventing fraud, falsification, legal violations, or any activity related to the User's account, including reporting to relevant authorities, will be carried out in compliance with applicable laws and/or the Company’s internal regulations, and will not be limited by the Personal Data Protection Policy outlined in these Terms of Use.
SECTION 5: ADDITIONAL TERMS
- External Website Links
The website https://homepixel.net and the Home Pixel investment platform may include links or information from third-party websites and investment platforms. These links are provided solely for user convenience and do not imply any endorsement or validation of the reliability or accuracy of the content found on third-party websites or platforms. By accessing third-party websites, you acknowledge and agree that you bear full responsibility for any damages or losses incurred as a result of using or relying on the content, products, or services offered on such third-party platforms.
- Disclaimer of Warranties
2.1 To the fullest extent permissible by law, the management, employees, affiliated companies, and associated organizations of the Company expressly disclaim all warranties regarding third-party websites and investment platforms. The Company does not warrant the accuracy, completeness, or reliability of any content on third-party websites or investment platforms, and shall not be held liable for:
2.1.1. Any errors or inaccuracies in the information provided on third-party websites or investment platforms;
2.1.2. Any personal or property losses resulting from the use of third-party websites or investment platforms;
2.1.3. Unauthorized access, cyberattacks, or misuse of systems, personal data, or financial information stored on third-party platforms;
2.1.4. The transmission of errors, viruses, spyware, or similar issues originating from or transmitted to third-party websites or platforms;
2.1.5. Any loss or damage resulting from the use of content from third-party websites or platforms;
2.1.6. Interruptions or errors in the transmission of data to/from third-party websites or platforms;
2.1.7. Inaccuracies or errors in news content, or damages resulting from reliance on content from third-party websites or platforms without consultation or validation from the Company's advisory services.